UAE Introduces 0% Markup Installment Plans for Emirates ID & ICP Service Fees – October 2025 Update

DUBAI (October 16, 2025): The Federal Authority for Identity, Citizenship, Customs and Port Security (ICP) has announced an exclusive zero-percent installment plan for UAE residents — including Pakistani expatriates — allowing them to pay Emirates ID and other ICP service fees in easy, interest-free installments.

This initiative, launched during GITEX Global 2025, is part of the government’s “The Authority at Your Service” program — a digital transformation step aimed at making official services more affordable and accessible to all UAE residents.

0% Markup Installment Plan for ICP Services

Under this initiative, residents can now pay their Emirates ID renewal, residency visa, and other ICP-related service fees in easy monthly installments — without any additional markup.

🔹 Key Features:

• 0% markup on installment payments

• Applicable for transactions of AED 500 or more

• Flexible plans ranging from 3 to 12 months

• Available for Visa cardholders and credit card users from partnered banks

This payment facility ensures that residents can easily manage essential expenses like Emirates ID renewals, residency permits, and visa applications without financial strain.

Partner Banks Offering the Installment Plan

Currently, 10 major UAE banks are participating in the program, offering zero-interest installment options for ICP transactions.

💡 Eligible customers can activate the installment plan directly through their bank’s call center or digital banking app.

How to Avail the ICP 0% Installment Plan

Residents can apply for the installment plan in three simple ways:

1. Through Your Bank:
   Contact your bank’s call center and request to convert the ICP payment into a 0% installment plan.

2. Via Digital Banking:
   Log in to your mobile banking app or online portal and select the “Installment Plan” option for your recent ICP payment.

3. Using Visa Cardholder Services:
   Some banks offer direct installment setup through Visa cardholder portals.

Note: Installments are available for transactions of AED 500 or more, with flexible repayment periods from 3 to 12 months.

Services Covered Under the Plan

The Federal Authority for Identity, Citizenship, Customs and Port Security (ICP) provides a wide range of essential services for citizens, residents, and visitors. The new installment plan covers most fee-based services, including:

• Emirates ID issuance and renewal

• Residency visa application and renewal

• Passport and travel document services

• Entry and exit permits

• Citizenship and family registration

• Visa cancellations and re-entry permits

Through this initiative, the ICP aims to ease the financial burden on residents while improving accessibility to critical government services.

About the ICP – Federal Authority for Identity, Citizenship, Customs & Port Security

The ICP is one of the UAE’s key federal authorities, responsible for ensuring national security, citizenship management, and immigration regulation.

It oversees:

• The issuance of Emirates IDs

• Residency permits and visa management

• Customs operations and port security

• Cross-border entry and exit monitoring

With the introduction of digital platforms and AI-powered service portals, the ICP continues to modernize administrative processes, reducing paperwork and improving service speed across all emirates.

ICP at GITEX Global 2025

The announcement was made during GITEX Global 2025, one of the world’s largest technology exhibitions held in Dubai.
Under the slogan “The Authority at Your Service,” ICP showcased several digital innovations focused on customer convenience, AI-based identity verification, and secure border management.

Officials highlighted that the 0% markup installment facility represents another step toward financial flexibility and digital transformation in government service delivery.

Benefits of the New 0% Installment Facility

This initiative brings multiple advantages for UAE residents and expatriates alike:

• No Financial Pressure: Pay essential service fees over time with zero interest.
• Convenient and Flexible: Choose between 3 to 12-month installment periods.
• Digital Ease: Apply online or via mobile apps — no need to visit branches.
• Inclusive Coverage: Available for Emirates ID, visa renewals, and other ICP services.
• Financial Transparency: No hidden fees or markup charges.

“This move reflects the UAE government’s continued efforts to make digital public services citizen-friendly, inclusive, and financially accessible,” said an ICP official during the GITEX event.

How This Helps Residents

For expatriates — particularly those from Pakistan, India, Bangladesh, and the Philippines — this initiative brings much-needed relief.
Essential renewals like Emirates ID, residency visa, and dependent sponsorships can now be paid gradually instead of as one lump sum, reducing the financial burden on families.

It also aligns with the UAE’s commitment to becoming a digitally enabled, service-oriented nation under Vision 2031.

Quick Summary

Conclusion

The UAE’s 0% markup installment plan for Emirates ID and ICP service fees is a forward-thinking step that promotes financial flexibility and inclusivity.
By partnering with major banks and offering interest-free installments, the government has made essential identification and residency services more accessible than ever before.

For UAE residents, this initiative is not just about convenience — it’s a reflection of the country’s commitment to citizen welfare, digital innovation, and economic ease.