The Benazir Income Support Programme (BISP) has officially begun distributing its November 2025 payments through Habib Bank Limited (HBL) and Bank Alfalah. With the new digital banking model, beneficiaries across Pakistan can now collect their Rs.13,500 installment in a safer, faster, and more transparent way.

If you are unsure how to receive your payment, which bank you are assigned to, or how to fix biometric issues, this complete guide explains everything in simple and easy-to-follow steps.

✅ Why BISP Shifted to Bank-Based Payments in 2025?

To improve efficiency and eliminate corruption, the government transitioned from old camp-based payment centers to a bank-integrated model. This system:

• Reduces long queues

• Ensures transparent payment transfer

• Uses advanced NADRA biometric verification

• Allows women to withdraw cash safely and conveniently

• Offers multiple withdrawal options (ATMs, bank counters, agent outlets)

With HBL and Bank Alfalah leading the process, beneficiaries now have more accessible and secure payment facilities.

⭐ Eligibility for BISP November 2025 Payments

The November installment is being issued to:

• All active BISP and Ehsaas Kafalat beneficiaries

• Families who completed their dynamic survey

• Individuals whose records were recently updated or verified by NADRA

🔍 How to Confirm Eligibility Online?

Follow these steps:

1. Visit the official BISP portal: 8171.bisp.gov.pk

2. Enter your 13-digit CNIC

3. Check your payment status

4. View your assigned bank (HBL or Bank Alfalah)

🏦 How to Receive Your BISP Payment via Habib Bank (HBL)

Complete Step-by-Step Process

If your CNIC is assigned to HBL, here’s how to collect your Rs.13,500 payment:

Step 1: Verify eligibility on the 8171 portal

Step 2: Visit any HBL Konnect branch, HBL ATM, or BISP-designated counter

Step 3: Give your original CNIC for biometric verification

Step 4: Receive your cash payment of Rs.13,500

Step 5: Take your receipt and double-check the amount

💳 HBL ATM Withdrawal Method

You can also withdraw payments using HBL ATMs:

• Insert your CNIC

• Verify thumb impression

• Select “BISP Payment Withdrawal”

• Collect cash + printed receipt

🏧 How to Collect Your BISP Payment via Bank Alfalah

Simple & Easy Guide

If your bank is Bank Alfalah, follow these steps:

1. Confirm bank assignment via the 8171 portal

2. Visit a Bank Alfalah branch or Alfalah agent outlet

3. Provide your CNIC for biometric verification

4. Collect your cash instantly

5. Always take the printed receipt

Bank Alfalah has an extensive network in Sindh, KP, and Balochistan, making access easier, especially for rural women.

🔐 Important Update: Biometric Verification Mandatory

You must verify your fingerprint to receive the November payment.

👇 If biometrics fail:

• Go to the nearest NADRA Registration Center

• Re-verify your fingerprints

• Visit your assigned bank again for payment

This helps prevent identity theft and ensures only genuine beneficiaries receive funds.

⚠️ Common Issues & Quick Solutions

🔸 “No Record Found” Error

• Try again after 24 hours

• Make sure your CNIC is updated in the dynamic survey

🔸 Biometric Failure

• Re-verify fingerprints at NADRA

🔸 Payment Not Showing or Pending

• Wait for bank clearance

• Contact BISP helpline: 0800-26477

• Or visit the nearest BISP Facilitation Center

🏦 How to Check Which Bank You’re Assigned To?

You can easily check your payment bank through the portal:

1. Visit 8171.bisp.gov.pk

2. Enter CNIC

3. See your assigned bank name and payment status

🌐 Government’s Digital Expansion for 2026

BISP plans to expand partnerships with more banks, including:

• UBL

• Meezan Bank

• National Bank (expected collaboration)

The goal is to shift the entire welfare system toward full digital banking, making payments faster and more secure for women across Pakistan.

Conclusion

The November 2025 BISP payments through HBL and Bank Alfalah mark a major improvement in Pakistan’s social welfare system. With biometric verification, fewer crowds, and multiple withdrawal methods, the process is now more secure, transparent, and user-friendly.

If you haven’t received your Rs.13,500 yet, check your status via the 8171 portal and visit your assigned bank to collect your payment safely.

FAQs – BISP 8171 Bank Payments (November 2025)

Q1. What is the November 2025 BISP installment amount?

You will receive Rs.13,500 under the Benazir Kafalat Program.

Q2. Can I withdraw money from an ATM?

Yes, HBL users can withdraw through ATMs using biometric verification.

Q3. Why is my payment showing “Pending”?

It may take time for bank processing—check again later or visit your bank branch.

Q4. Can I change my assigned bank?

No, BISP currently assigns banks based on region and system availability.